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The DME Surety Bond - What It Is and Why You Need One

Updated: Jul 17, 2023


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A surety bond is a contract between an obligee and an obligor. The obligee promises to pay the obligor a certain amount of money if the obligor fails to perform under a project. The obligee provides security, usually by posting a cash bond or performing another type of collateral agreement.


The DME surety bond can help you manage your medical equipment inventory. It protects you from loss or theft on medical equipment you’ve purchased for use in your business. The DME surety bond protects any company dealing with medical equipment against losses due to theft, damage, or non-payment of suppliers. To learn more about this type of bond, click here.



What is a surety bond?

A surety bond is a contract between an obligee and an obligor. The obligee promises to pay the obligor a certain amount of money if the obligor fails to perform under a project. The exact conditions are defined by each contract and the type of bond.


The DME Surety Bond protects you from losses due to theft, damage, or non-payment of suppliers.



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Why do you need one?

What are the risks of not having a surety bond?


The risk is that you could lose a lot of money if your equipment is stolen from your location. The DME surety bond protects against this risk. It’s a contract where one party agrees to repay another party for any losses incurred due to failing to meet agreed-upon conditions.


So, why do you need one? A DME surety bond will protect you and your business in case anything goes wrong with the items that you purchase for use in your industry. You never know when equipment might get lost or damaged, so it’s best to be prepared by obtaining a DME surety bond.



What can cause a business to be ineligible for a surety bond?

A Surety bond is a contract that protects the business against loss due to damage, theft, or non-payment of suppliers. The surety company will only offer this service if the company is eligible.


In order to qualify for a surety bond, you must be in good standing with your company and have a proven record of payment. If there are any pending charges or obligations on your account, you might not be eligible when applying.


Another thing that can disqualify you from getting a surety bond is if you have any outstanding judgments against your company. If there are any unpaid debts owed by your business, it’s unlikely you will qualify for the DME surety bond.


Instead of providing security through collateral agreements like posting cash bonds or performing another type of collateral agreement, companies can also get an indemnity agreement in place with their insurer to protect them from losses on medical equipment they purchase and use in their business.



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How do you know if your company qualifies for a DME Surety Bond?

A DME surety bond is not a requirement for all companies. However, if you're in the medical equipment business and are purchasing expensive pieces of equipment, then it’s worth checking with your surety bond specialist to see if your company qualifies.


You can find out if you qualify for a DME Surety Bond by requesting a quote online. It’s quick and simple to fill out the form and you'll get a quote within seconds.



Conclusion

If you are a company in the medical device industry, you may qualify for a DME Surety Bond. We’re here to help make it easy to find out if you qualify, and if you do, make sure to get the bond you need.

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